Understand your money today
See what would improve it most, and leave with a practical 30-day action plan. No account, no bank login, no judgement.
- Takes about 5–7 minutes.
- No bank login required.
- Your figures stay on this device unless you choose to save or share.
How it works
You answer short questions about five areas of your money. We do the arithmetic on your device and show you a Money Health Score out of 100, a score for each area, and the three things worth doing next.
- Income — what comes in, how steady it is, and how many sources it comes from.
- Expenses — what goes out, split into essentials and flexible spending.
- Debt — what you owe, what it costs, and whether anything is behind.
- Savings — how long your accessible savings would carry you.
- Investments — whether you are in a position to invest, and how consistently you do.
At the end you get a score with the reasons behind it, a What-if Lab for testing changes, a printable private report, and a share card that never includes your amounts.
Educational only. Money Diagnostics gives general financial education, not financial advice. It is not a credit score, a regulated rating or a comparison against other people. It does not recommend specific products or securities. Speak to a qualified financial professional before making significant decisions.
Before we start
Four quick choices so the questions and the maths match your situation.
Income
Check your answers
Change anything that looks wrong before we calculate. Nothing here is guessed for you.
Your money health
What-if Lab
Compare your current path with a small realistic change and a plan of your own. Nothing here changes your answers.