Business Apostle Wealth Score
Measure the strength of your wealth-building position.
Your Wealth Score is a 0 to 100 reading of how strong your wealth-building position really is: what you own against what you owe, how long your savings would last, how much you put to work each month, how heavily debt is pulling, and how resilient your holdings are. It is built for a Nigeria-first audience and works in seven currencies.
- Free to use
- Takes about 5–7 minutes
- No bank login required
Your figures never leave this device
Every calculation happens in your browser. Nothing you type is sent to a server, saved to this device, written into the web address or shared with anyone. Because nothing is stored, refreshing or closing this page clears your answers, so set aside a few uninterrupted minutes.
How it works
- Your context. Currency, income, essential and flexible spending, and what you are building towards.
- What you own. Cash, savings, investments, pension, property equity, business value and personal-use assets.
- What you owe. Each debt, its balance, payment, cost and whether it is current.
- Your habits. What you save and invest each month, how consistently, and how your wealth is spread.
- Your score. Five pillar scores, a written diagnosis, three prioritised actions and a Scenario Lab to test changes.
Educational, not advice
Wealth Score is an educational self-assessment.
Your context
These figures set the scale for everything else. Monthly, after tax, in whichever currency you actually live in.
What you own
Category totals are enough. Where you are unsure, give your best estimate and mark it as one - we lower the data-confidence rating rather than pretending to precision.
What you owe
Add each debt separately. If you have none, that is a complete answer - continue straight on.
No debts added. If you have none, continue.
Your wealth habits
What you do every month matters more than what you have today. Enter 0 where something does not apply, so we can tell "none" apart from "not answered".
Review your answers
Check anything that looks wrong before we score it. Estimated and missing values are labelled.
Your Wealth Score
Scenario Lab
Compare your current path with one small change and with a plan of your own. Nothing here changes your Wealth Score - assumptions about returns, inflation and fees only affect projections.